claiming compensation against uninsured drivers
Injured in an accident with an uninsured driver? accident | accident has accident solicitors that can ensure you get the maximum level of compensation that you are entitled to.
Call accident | accident today to speak with a no win no fee solicitor on 0800 80 47 547 or fill in our online enquiry form
As our roads get busier, the chances of being involved in a road traffic accident increase. What many people do not realise, however, is that the number of people driving without a valid motor insurance policy has increased steadily in recent years. Research has shown that uninsured drivers are far more likely to drink and drive and be involved in other forms of crime than insured drivers.
how to claim compensation for an accident with an uninsured driver
Many members of the public mistakenly assume that if they are unfortunate enough to be involved in a road traffic accident with an uninsured driver that they cannot claim compensation. This is not the case - it is possible to make a compensation claim.
The Motor Insurers Bureau (MIB) was set up in 1946 with a specific objective of compensating innocent parties for personal injury. The MIB is a UK statutory body set up by the insurance industry to administer a fund for compensation. It deals directly with around £300million worth of compensation claims against uninsured drivers each year.
The MIB is sometimes referred to as an insurer of last resort. This is because to bring a successful claim through the MIB you first have to ensure that there is no valid insurance policy covering the other vehicle involved in the accident.
If you are involved in a road traffic accident you may not know initially that the other driver is uninsured. It is important to gather as much practical information at the time as you can. Try to obtain the following:
- The other driver's vehicle, model and registration number.
- The other driver's name and address.
- Ask for the other driver’s insurance details.
- Record details of vehicle damage and the accident scene (if possible take photographs).
- Check if there are any witnesses at the scene.
- If the other driver refuses to provide their details report the matter to the police.
Specialists in uninsured driver compensation claims
Uninsured claims can be complicated and the MIB impose various rules that do not apply to normal insurance claims which makes it harder to get the compensation that you deserve. It is important to get advice from a solicitor who is familiar with conducting MIB work.
accident | accident has a team of solicitors and lawyers experienced in all types of MIB claims. Call us on 0800 80 47 547 to assess your claim
